Sanitas Activa Digital

Health insurance for companies 100% Digital

100% digital group health insurance. Video consultations, home services and specialist access. No waiting periods, no pre-existing exclusions.

From

16,05€

employee / month

What is this plan?

Sanitas Activa Digital

A group health insurance plan offering limited-access specialist care, digital services and home services, all delivered through the Sanitas medical network.

Designed for companies from 5 employees who want a modern, accessible health benefit without hospitalisation complexity.

Key benefits

What sets it apart

No waiting periods. Employees access all services immediately.

No pre-existing exclusions. All employees covered regardless of medical history.

No maximum entry age. No upper age limit to join.

No co-payments. One fixed monthly premium, no hidden extras.

Employeer Benefits

A tax-smart benefit

Health insurance is tax-exempt for employees up to €500/year under IRPF. The equivalent of a salary increase that costs the employee nothing extra. For the company, premiums are fully deductible as a business expense under Corporation Tax (IS).

Full coverage breakdown

What's included in Activa Digital

Primary care (GP)

Medical care in clinic, indication and prescription of basic diagnostic tests. Includes home visits when the patient cannot travel to the surgery.

Nursing service

Nursing care at the clinic. Requires prior prescription from a Sanitas doctor.

Emergency care

Access to permanent Sanitas emergency centres. Also available 24 hours a day via video consultation. No appointment needed for paediatric or urgent cases.

Specialist consultations

Access to 31 medical specialties in clinic. Up to 3 in-person visits per insured person per year, across any of the covered specialties.

Psychology

Individual psychological care prescribed by a Sanitas psychiatrist, GP or paediatrician. Must be authorised in advance by Sanitas.

Video consultations

Remote access to selected Sanitas specialists and GPs via the Mi Sanitas app or website. Document sharing included. 24h emergency video available without appointment.